PAUL DODGE INSURANCE SERVICES, LLC 920-203-9158
PAUL DODGE INSURANCE SERVICES, LLC 920-203-9158
Delta offers insurance plans for individuals or families. You choose your plan and pay a premium for set benefits. There are plans with no waiting periods BUT you may qualify for a no-wait period for ANY plan if you came from a Delta plan recently.
This is not insurance but a plan that provides you with discounted rates for all work done. Rates are published so no surprises. No waiting and can be used over and over. Discounts from 30-55% depending on work needed. Administration fee. Free exam and x-rays from some providers. INCLUDES VISION/ GLASSES BENEFITS, RX DISCOUNTS.
VSP offers great stand-alone vision plans. Low $$$ exam copay, Annual enrollment fee, Co-pay for all types of contacts & glasses - including no-line bifocal upgrade option. Exam, lenses and frames every 12 mos. Can include HVA membership with hotel, travel, good and service discounts. From $16 for single and $42 for familly monthly premium.
Companies include: Aetna, Cigna, Uni-Care, Patriot Plan, DP, CVS, iDental, Alliance, Aon, DeneMax and more.
A good provider with individual and family insurance plans.
See list of in-network providers for Network Health Medicare members.
We recommend zenni.com as an on-line glasses supplier to lower your eye care costs significantly. This is not intended to replace annual eye exams by a professional.
You must have your prescription. Then enter details, choose your lens type (including no-line options), choose a frame, customize and buy. Your glasses will arrive in a few weeks. Rates are much, much lower compared with glasses purchased in a retail store. Sunglasses and accessories available. Well worth checking out! We have! Click Here https://www.zenni.com
Learn more about these Savings Plans. Note - these are not insurance plans but discounted plans for services not covered by insurance.
Group Insurance - offered through an employer or other organization. Generally good coverage and good network of dentists and optomatrists. But, more and more people do not have this option and must look elsewhere for family coverage. Adding family members may be an option.
Individual & Family Insurance Plans - Typically coverage is not as good as employer-sponsored, group plans. There are often extended waiting periods for some coverage options AND a low-maximum annual dollar benefit you can receive (example $1000 per member per year in total benefits paid out).
Insurance plans may have an extensive list of in-network, local providers available. There are a variety of plan choices depending on your expected needs --- and some dental plans may include vision options! Dental insurance can be a good option if you want to keep a specific in-network dentist and/or anticipate only regular check up, cleanings and minor work being needed.
Federal Marketplace Member? Individual dental (not vision) plans can be added to your marketplace account. However it can be difficult to manage via the marketplace.
We can provide the same plans or maybe even a better alternative at the same or lower cost. This gives you more flexibility. Generally we don't recommend going through the marketplace UNLESS you have children. The marketplace accounts may be advantageous for family coverage. For individuals or couples, the same plans at better rates may be available outside of the marketplace. Ask us!
Dental Discount Plans - Advantages include the ability to use immediately and on all work needed throughout the year (outside of surgical procedures). A low annual (or monthly) rate gives you hefty discounts on all work provided by in-network providers - including root canals and crowns IF the provider offers these services. Vision, prescription drug discounts and other benefits may be included.
Discount plans are recommended for people who need immediate or extensive work that is often not available with an insurance plan. The downside is the network of providers is much more narrow and may not include your preferred dentist.
Medicare plans - Medicare now offers some basic coverage with most plans and additional coverage options. Medicare members may choose individual plans (either insurance plans or discount plans) outside of benefits included in their Medicare plan. The network of available dentists is growing every year so talk to your dentist to see if they are certified for Medicare.
On Line Suppliers: There are also on-line suppliers of glasses and contacts. We can recommend Zenni.com but you can find others!
Paul Dodge Insurance Services, LLC; 4310 Carlet Drive, Oshkosh, WI 54904, United States 920-203-9158 pdodgeinsurance@outlook.com
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